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Affordability Calculator

Let’s see the amount you could qualify for

Combined monthly income before deductions
A deposit amount may be required
Your desired annual interest rate
How long you would like to pay

Repayment Calculator

Find out how much your monthly instalment would be, based on the value of the home you'd like to purchase.

Combined monthly income before deductions
Purchase price for the property
A deposit amount may be required
How long you would like to pay
Any additional amount you can afford to pay in a month

Switch Calculator

Let’s see the amount you could qualify for

What your property is currently valued at
How much do you still owe
Combined monthly income before deductions
Any additional amount you can afford to pay in a month
How long you would like to pay
This is subject to your credit risk profile
The Cash out amount available is based on the equity in your property "equity" being the difference in the value of the property and the amount still owing to it. Cash out requests are subject to our credit criteria and valuation assessment.

Refinance Calculator

Let’s see the amount you could qualify for

What your property is currently valued at
Combined monthly income before deductions
This is subject to your credit risk profile
Cash out is the amount you would like to refinance. This amount cannot exceed the value of the property. Cash out requests are subject to our credit criteria and valuation assessments.
How long you would like to pay

Insurance by SA Home Loans

Bond Protection

Bond protection cover will provide peace of mind that you won't lose your home if you can't pay off your home loan due to death, disability or retrenchment.

Home Owner's Cover

Home owner's cover will provide comprehensive cover should an unforeseen event cause loss or damage to your property.

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ready to own your dream home?

We can help you unlock the door

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ready to own your dream home?

We can help you unlock the door

Apply Now

ready to switch and get the most from your home loan?

Let us help you make the move hassle-free

Apply Now

ready to refinance and get the most from your home loan?

Make your home loan work for you

Apply Now